MyFundedFutures Review (2026)

What is MyFundedFutures?

MyFundedFutures, trading as MFFU, is a futures proprietary trading firm operating as MyFunded Futures, LLC out of Frisco, Texas, founded by Matthew Graham Leech. It sells simulated evaluations on CME-group listed futures (CME, CBOT, NYMEX, COMEX). There is no forex, no CFD, no crypto and no equities. You pay a monthly subscription for an evaluation account, hit a profit target without breaching a maximum loss limit, and are moved to what MFFU calls a Sim Funded account, from which you can withdraw a share of simulated profits as real money.

The vocabulary matters here more than in almost any other product we review. Terms §2 defines an Evaluation Account as “A simulated or demo trading account with virtual funds.” Terms §10.15 says the funds “are fictitious” and that you “have no right to possess those fictitious funds.” Terms §5.5 states plainly: “The Company is not a broker-dealer and does not trade on your behalf.” What MFFU pays you is a performance fee calculated from simulated results, not a withdrawal from a trading account you own. To MFFU's credit, it does not hide this. Its own homepage invites you to “Trade with our sim-funded capital.” There is a real-capital tier, underwritten by an affiliated entity called Blue Row Capital, but it is invitation-only, it is reached by very few, and it is small: clearing a $50,000 simulated Pro account earns a live seat funded with $2,000 to $5,000 of actual money. Read that next to the 1.01% figure and you have the honest shape of the business. MFFU is, for almost everyone who buys it, a paid simulation with a real cash prize attached. There are three plans: Builder, Rapid and Pro. Older Core and Flex plans are gone from the plan selector and their pages now 404, so ignore any third-party page still quoting them.

Our verdict

MyFundedFutures is one of the best payout machines in futures prop and one of the more honest firms about its own rules, wrapped around a corporate structure that gives you very little to hold on to. The payout automation is genuinely excellent and, as far as we can tell from public evidence, genuinely works. The rule set is fairer than the sector norm in several specific, checkable ways. But you are buying a monthly subscription to a simulated account from an unregistered Texas LLC whose contract calls your balance fictitious and reserves the right to terminate you “at any time and for any reason,” whose founder's other prop firm wound down five months ago, and whose own statistics say most buyers never see a cent. We score it 6.9 out of 10.

We assess MyFundedFutures from its own plan pages, help centre and terms, its BBB profile, NFA BASIC, Finance Magnates reporting, and live-checked trader sentiment. We have not purchased an evaluation or traded an account.

Key features & specs

The table below sets out the three plans as MFFU currently publishes them. The important thing is not the account sizes, which are unremarkable, but the fact that the drawdown mechanic differs by plan and, on Rapid, differs by stage. Prices shown were captured under a live promotion on 12 July 2026, and these are recurring monthly subscriptions, not one-time fees. Builder is the $50K entry point, passable in a single day against a $3,000 target, with an EOD trailing drawdown and a $1,000 daily loss limit that functions as a soft pause rather than a kill switch. Rapid is the flagship and MFFU's stated most popular plan: 90/10 split, daily payouts, a two-day minimum, no activation fee, EOD drawdown during the evaluation and intraday trailing once funded. Pro is the conservative option: 80/20, EOD drawdown at both stages with no intraday trailing at all, no daily loss limit, no consistency rule once funded. For a careful, slower trader, Pro is the structurally safest product MFFU sells, and it is worth saying so explicitly because most firms do not offer a non-trailing option at all.

Pricing & value

The real cost of MFFU is not the sticker price, it is the subscription clock. Builder at $63 a month promotional, Rapid $50K at $126, Pro $100K at $344: these renew every month until you cancel. Against firms that charge a single one-time fee, that is a materially different cost structure, and it is one that quietly rewards the firm when you stall.

Refunds are effectively theoretical. The policy grants one only if “No trading activity has occurred on the account, including placing trades, opening positions, or accessing market data,” only within 14 days of purchase, and only for “The amount paid minus a non-refundable USD $75.00 fee.” The clinching sentence is this: “Once any trading activity occurs, all fees are fully earned.” In practice, if you have looked at a chart on the account, your money is gone. There is no reset after a Rapid max-loss breach either. The account ends and you buy a new evaluation. Now price the outcome. Using MFFU's own published statistics, only about one in eight buyers ever collects a payout at all, and the 43.41% funded-rate figure explicitly “includes individuals who purchased multiple evaluation programs.” A $126 monthly Rapid $50K seat is cheap in isolation and expensive if you burn three of them. Against that sits the 90/10 split on Rapid, which is at the generous end of the sector, a $0 activation fee, and a $500 payout minimum with daily frequency. On pure headline economics, Rapid is competitive. On expected cost to a first payout, MFFU's own numbers say plan for several attempts.

Legitimacy & payout safety

Start with what MFFU is not. It is not registered with the NFA or the CFTC, and there is no NFA BASIC record for it as of July 2026. For a futures prop firm this is normal rather than alarming, because you are not depositing money with a broker and there is no customer account to protect. But it does mean there is no regulator standing behind you if a dispute goes badly. Your recourse is the contract, and the contract carries mandatory individual arbitration and a class-action waiver. MFFU signalled an intention to change this: a July 2025 job posting for a Director of Brokerage Operations described leading “our brokerage infrastructure as we complete our IB registration,” targeting fully licensed Introducing Broker status. A year later it has not happened. Treat it as an intention, not an achievement.

We found no CFTC, NFA, state enforcement action or lawsuit naming MyFundedFutures as of July 2026. That is a negative finding, not a clean bill of health. The BBB rates the firm B-, records it as not accredited, and lists three complaints. The BBB also records the entity as incorporated on 29 September 2025, even though the brand has demonstrably been operating since 2023 (its Trustpilot profile was claimed in October 2023). MFFU has not publicly explained the discrepancy. The most likely explanation is a re-formation of the operating entity, but no primary filing confirms that and we are not going to guess. The founder's track record is the item traders are most entitled to weigh. Matthew Leech also founded the forex prop firm MyFundedFX, which rebranded to SeacrestFunded in February 2025 and then shut down all prop trading on 6 February 2026 as its parent pivoted to CFD brokerage. That is five months before this review. It does not make MFFU illegitimate. Different company, different market, and futures props were structurally insulated from the MetaQuotes crackdown that killed 80 to 100 forex firms precisely because they never depended on MT4 or MT5. But a founder whose other prop firm wound down this recently, at a firm whose funded balances are contractually fictitious and whose access can be terminated at any time for any reason, is a risk you should price rather than ignore.

Now the drawdown, because this is where prop firms usually hide the trap and where MFFU, remarkably, does not.

Rapid uses an intraday trailing drawdown once you are funded. The help centre defines it as “a dynamic loss limit that increases as your account's equity reaches new highs, but does not decrease when losses occur,” calculated intraday on peak balance “which includes both realized and unrealized gains.” The Rapid page carries a section headed “STRAIGHT TALK, Yes, Rapid uses intraday trailing drawdown,” which says: “We could hide that in the fine print. Most firms do. Instead, we'd rather you understand the trade-off before you start,” and then lays the trade-off out in two columns. We have reviewed a lot of prop firms. This is the opposite of the usual pattern and it deserves explicit credit. The trap is still a trap, though. Because the floor follows unrealised equity, giving back open profit on a winning day can end the account even if your realised balance never dropped. That is exactly what the loudest complaints describe. The trailing does lock permanently once you reach the max loss limit plus $100 in profit, which is considerably kinder than firms whose floor trails to the bitter end. Pro avoids the mechanic entirely with EOD drawdown at both stages, and even the EOD rule is not purely balance-based: MFFU states that “open equity losses are taken into consideration when calculating whether or not the account failed on this rule.” Know that before you hold a loser into the close.

On payouts, the machinery is the best part of the firm. Rapid payouts are auto-approved in milliseconds, and the plan page runs a live ticker of recent payouts showing sub-second approvals. MFFU states that “About 80% of payouts auto-approve. Most clear in under a second,” and its payout policy says manual reviews “may take up to 6-12 business hours on weekdays.” Payment runs through Riseworks with KYC, by bank transfer or crypto. The proof, though, is thin where it counts. MFFU advertises no total-payout figure anywhere on its public site, which is unusual restraint compared with competitors who splash unaudited nine-figure banners across their homepages. But it also means there is nothing to check. Two third-party trackers publish firm-wide totals that differ from each other by roughly 45%, neither discloses an audit methodology, and they cannot both be right, so we publish neither. The only individually documented evidence is a third-party archive of roughly 33 payout proofs across about 28 traders. Our honest read: traders overwhelmingly do get paid, and they get paid fast, and the automation is real. But no independently audited firm-wide payout total exists, and you should not trust a headline number that two trackers cannot agree on.

What traders say

MFFU holds 4.9 out of 5 on Trustpilot from 19,987 reviews, with 95% at five stars and 12,462 reviews filed in the last 12 months. PropFirmMatch shows 4.5 from 243. On the face of it, that is one of the strongest reputations in the sector. Read the rating properly and it says something narrower. Trustpilot itself labels the profile “Asks customers to review” and “Hasn't replied to negative reviews,” and flags that the company “may be associated with high-risk investments.” More importantly, the five-star base is overwhelmingly about customer-support tickets, not payouts. Reviewers name individual agents by first name over and over. Filter the five-star reviews for the word “payout” and you get support praise, including one five-star reviewer (Saksham, 10 July 2026) who writes that support is awesome and then adds: “I have yet to Take payout from them. Once i am eligible and request it , i will share my experience and review.” A five-star rating from someone who has explicitly never been paid is the cleanest illustration we can offer that a 4.9 built on solicited support-ticket reviews is not evidence about whether you will get paid.

The negatives are a coherent, repeating theme rather than scattered noise, and the theme is accounts closed or banned when the trader is in strong profit or has just qualified, for reasons the trader disputes and says were never evidenced. Michael Custódio (BR, around 9 July 2026) headlined his one-star review: “For traders who actually make money, MFFU doesn't want you.” A BBB complaint runs the same way: “They are in control and can do whatever they please canceling accounts without valid reason.” We cannot adjudicate any individual case, and some of these will be intraday-trailing breaches the trader did not understand. But the pattern is corroborated across three independent venues, and it sits directly on top of a contract that permits termination at any time and for any reason.

Pros & cons

The balance below weighs genuinely excellent payout automation, a generous Rapid split, and a level of self-disclosure almost unheard of in this sector against a simulated-capital model, an unregistered entity, a terminable-at-will contract, and the firm's own statistics showing that most buyers never get paid.

MyFundedFutures vs alternatives

Against Topstep, the sector's longest-running futures firm, MFFU wins on payout speed and split (Rapid's 90/10 versus the more conventional splits elsewhere) and loses on institutional track record, which is the thing that matters most when the contract gives you no other protection. Against Take Profit Trader, MFFU's advantage is the payout machinery and the transparency of its statistics; its disadvantage is the subscription model and the founder question. Against Tradeify, the comparison comes down to drawdown mechanics: if you want a non-trailing product, MFFU's Pro delivers it, but you pay $344 a month for the $100K version.

The sharpest comparison is with the firms that publish glossy nine-figure payout banners. MFFU refuses to do that, which we read as a point in its favour, and yet it is the firm with no audited total to show. That is the paradox at the centre of this review: MFFU tells you more true things about itself than its rivals do, and still gives you less independently verifiable proof that the money is there.

How MyFundedFutures compares to the next tools in our prop firms ranking:

In short: FundingPips edges ahead of MyFundedFutures in the overall ranking, but intraday CME futures traders who want the fastest payout cycle in prop is where MyFundedFutures makes its strongest case.

Who is MyFundedFutures for?

Use MyFundedFutures if…

Use MyFundedFutures if you trade CME futures intraday, you want the fastest payout cycle in the sector, and you can accept a monthly subscription as an operating cost rather than a one-time bet. Use it if you want a firm that tells you the trailing drawdown is coming before you buy. If you are risk-averse, buy Pro and take the EOD drawdown rather than Rapid.

Skip it if…

Skip it if you need a regulated counterparty, you want a firm with a long unbroken corporate history, you plan to swing trade or hold overnight (barred on Rapid), you rely on hedging or HFT (both prohibited), or you are counting on the funded account as real capital. It is not. The contract says so.

Final verdict

MyFundedFutures is one of the most functional payout machines in futures prop, and it is unusually honest in places its competitors are not. It publishes its own dismal pass statistics. It puts the intraday trailing drawdown in a headline instead of the fine print. It advertises no fake payout total. Those are real virtues and we have scored them. But you are buying a simulated account, on a monthly subscription, from an unregistered Texas LLC whose contract calls your balance fictitious and reserves the right to terminate you for any reason without notice, whose corporate record shows an unexplained 2025 incorporation date, and whose founder's other prop firm wound down five months ago. By MFFU's own arithmetic, roughly one in eight buyers ever collects a payout and about one percent ever touch real money. Trade it for the fast payouts, with money you can afford to lose, and do not mistake a 4.9 built on support-ticket reviews for proof that you will get paid. We score it 6.9 out of 10.

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